
Business Studies (Banking and Finance)
Overview
Job Growth
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Duration
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Avg. Salary
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Career Paths
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Program Description
Business Studies (Banking and Finance) introduces students to how banks, financial institutions, and businesses manage money, credit, and operations. You will study accounting, principles of banking, financial management, business law, entrepreneurship, and basic economics. Practical lessons include preparing budgets, reading financial statements, using spreadsheets, and understanding customer service in finance. Graduates can pursue careers as business managers, human resources officers, marketing specialists, financial analysts, or start their own enterprises. This program builds strong numeracy, problem solving, and leadership skills, preparing you for further study in business, finance, or for entry-level roles in banks, microfinance institutions, and corporate operations.
Aims & Objectives
Develop the ability to prepare and interpret basic financial statements and budgets with accuracy.
Master core banking concepts and procedures, including deposits, loans, interest calculations, and customer service processes.
Understand business law and ethical practices as they apply to banking and financial transactions.
Apply spreadsheet tools to analyse financial data, calculate ratios, and present clear reports.
Why Choose This Program?
Strong job prospects
Banks, microfinance institutions, and businesses in Ghana regularly hire graduates with banking and finance knowledge for entry roles and career growth.
Practical, transferable skills
You learn budgeting, accounting, customer service, and digital tools that apply across industries, from retail to public sectors.
Pathway to entrepreneurship
Skills in financial planning and business operations help you start and run small businesses or grow family enterprises.
Opportunities for industry exposure
Program links with local banks and businesses offer internships, workplace visits, and practical projects to build experience.
Skills & Tools
Skills You'll Develop
Use spreadsheets for calculations, budgeting, financial modelling, data tables, and charts to present financial information.
Prepare budgets, forecast cash flows, and set financial targets for personal, small business, or departmental use.
Record transactions, prepare trial balances, and understand ledgers and financial statements for accurate record keeping.
Operate entry-level accounting packages and simulation tools to process transactions and produce reports.
Tools & Resources
Microsoft Excel and Office Suite
Entry level accounting software such as QuickBooks or Sage
Banking simulation or training modules
Challenges & Tips
Challenges
Difficulty with numerical and accounting concepts
Understanding banking terminology and regulations
Tips & Advice
Practice regularly with past questions, use step by step worked examples, and form study groups to revise together.
Create a personal glossary, ask teachers for real-life examples, and follow simplified news or bank brochures.
Video Guide
Frequently Asked Questions
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